Iingcebiso 5 malunga nokhuseleko yeqela survey

Kwakunzima ukukholisa abaphathi ngexesha; ukuba izixhobo ezithengwa maziqinisekiswe ngokuba, ukulimala kunye neengozi. Kuyaqondakala kwimeko yokuqala, ngemibuzo efana nale:

Ukuba iqela liya kunika kamva kumasipala, kutheni bengabakhokheli kangcono i-inshurensi?

Ukulwa nobusela? Musa ukunika eli thuba kubasebenzi bethu ukuba linike i-perdedizo?

Ngengozi? Ngaba abasebenzi bethu banelisekile?

Ngaba silulungele oku? Abatshutshisi abalahlekanga.

Isixa sasingenakuninzi, kweli lizwe ungasenzela iidola ze-200 ngonyaka, kungekubi kwiqela elidlulileyo ixabiso leedola ze-8,000. Ngoko yonke ixesha ndihamba kunye nezikhwama zeelanki, abaphathi beedemon babeya kundibhalela:

«... iyagcisa lethu eliphambili, kunye neqela eliphambili, i-insured enkulu ..."

Kuze kwenzeke isiganeko sokuqala:

Umzala kaMeya wenyuka, wayedlulela epakini waza wathatha i-tripod yokuhlangana. Kule meko ndingenayo i-theodolite, kwaye umonakalo wawungenxa yento eyabiza i-tripod, malunga neerandi ze-400.

Emva koko umgwebo wam wabuya. I-inshurensi ayifumanga loo monakalo kuba yayingaphantsi kwe-deductible, eyayiqhelekileyo i-10%.

"Ndixelele," watsho umphathi wam, ngamehlo e-squid yasekuqaleni. -Abatshutshisi bahlala bephumelela.

Akukho ndlela, ukuhlawula i-tripod ukuya kwidolophu. Ngoxa ama-technician amenza uqaqambile obonakalisa ubukhali obuphuzi obomvu kwaye lufana nesiphene esivela eVietnam. Nangona i-inshurensi yayisesikweni sokufuna ukugxeka inkohlakalo yecandelo lobugandechule, kuba yayingabonakali njengengozi kodwa isenzo sokuphindezela ngenxa yokwenza i-cadastre ngokugxilwa kwezemali.

Kwiinyanga ezimbalwa, elinye iqela lafika ngengxelo yabo yokulimala. Umshuwalense ufuna ukuba ithunyelwe kwindlu ekhethekileyo.

Kuyachukumisa, kodwa kubonakala ngathi ukuwa kubangele ukuba ujike uvaliwe, kwaye endaweni yokuyixela bayinyanzela kakhulu kangangokuba yaphule ngaphakathi (bandixelele ngokuzithemba). Ke apha ibiyingozi, kodwa ilandelwe kukungazithembi. Xa ujongene nomonakalo opheleleyo unjalo, i-inshurensi ihlawulele isixhobo esitsha ... kodwa hayi ngaphambi kokulwela ukungathunyelwa e-United States ukuqinisekisa ukuba, ngokwengxelo yomonakalo, yayingu "crap."

Ezinye iziganeko ezincinane zenzeke, esiye safumana amava, kodwa kukho enye endiyifumane umdla. Umchwepheli wandibiza ukuba ndibike ingozi. Ndaphendula ukuba ngokukhawuleza ndikhangele ijaji likamasipala kwaye ndenze irekhodi le siganeko ukuba ndiyithumele kumgcini-mali.

Ndiyavuma ukuba ndiyagqitha kancane, kodwa ingxelo ye-trustee yayingumculo onzima kangangokuthi yayandi ngathi:inshorensi yesikhokelo

Kwathi ngoLwesithathu, kukho ilanga umlilo ufuna ukweba kiss kunina furtive eyonqenayo, urhoxile kwemini waye nje elinde nombala ukwandisa ukukhanya eyetundra sienna elinyukayo. nombala kwakhe orange HEX #d46138 wanikela touch omlingo kwelanga reyi ngaphambi kuhluzeka amasebe zibangela ukuchukumisa ukudangala ebusweni bam sasisukwa, evela phantse ezintathu iintsuku ukunyusa inkqubo ilindle umasipala San Marcos, Santa Barbara.

Ngesiquphe, omnye paddocks kwicala lasekhohlo, sele ngenyanga yawo yesibini gallinaza yokukhula ingca, ihashe kwabonakala umbala omhlophe ashen, etsala nje izimvi njengoko ngaphaya okanye zombini; isigqi sakho ukuhamba okulula kunye neenkompo kwikhampasi i-3 / 4 yamangalisa, ndandingenaso ixesha lokukhusela ubuntu bam phambi kokuba i-arpeggio engavumelaniyo kwimeko enjalo. Yayidiliza isitishi esipheleleyo kwaye yaphela ngoxinzelelo olufanayo ngayo: njengombani ophuma waya empuma kwaye isetha entshonalanga, phantse nokuza kwendodana yomntu ...

Isixhobo ichweba ukuya kwimizuzwana 8 kokuhlangana haunch bóvido ekunene, ubeko yachukumisa ilitye waza ihlukane uphume F1 waza waba ukuya lekalika kwagxunyekwa 89% yelizwe, isiphumo sizinze kwi ukuba umhlaba emdaka endicinga ngayo shale ehlanganisiweyo. Kwaye ndilapho, ndamangaliswa, ngelixa ikhona i-palisade ndiyakuva ukukhalaza kwi-Fa, esebenzayo njengolubuhlungu ngenxa yobandlululo obungabonakaliyo obangelwa ...

I-Pauline Epistle yayisinde, kwaye loo nto yandibangela xa ndiyifunda. Heh heh

Umshuwalense uthumele izixhobo kummeli we-brand, kwaye emva kwemizuzu embalwa, iimbumba zakhe zawa, zolule, zaqhawula kwaye zathi ibinzana elingalibalekiyo:

- Caballo kumlobi wezobugcisa!

Ixesha elincinane endilishiyile le ntambama, ndilahleka intombazana ekhanyisa amehlo am, siya kumisa iprose ukuba ihloniphe isihloko senqaku.

Iziphakamiso ze-5 malunga ne-inshurensi yesitishi esipheleleyo:

1 Isinyathelo sokuqala emva kokuthenga isitishi esipheleleyo kukukhusela.

2 Misela imithetho yokusetyenziswa nokunyamekela, kwaye uqeqeshe abasebenzi bakho ukuba bawuhloniphe.

3 Bafundise ukubika iingxelo.

4 Funda indlela oomatshini abasebenza ngayo.

5 Ukuthandaza akulimazi.

Iimpendulo ze-4 "Iziphakamiso ze-5 malunga nokukhusela iqela lophando"

  1. UComppa yintoni okuphefumlelweyo, kodwa yile ... ilahleka yinto eyenziwe yinto embi emva kwepakethi yezinja eziziphathekayo kwiMAMCEPAZ

Shiya impendulo

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